how to read fannie may expiration date

Unless the lender has knowledge to the contrary, if the income does nothave a defined expiration date and the applicable history of receipt of the income is documented (per the specific incometype), the lender may conclude that the income is stable, predictable, and likely to continue. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. Cares. Fannie May - Wikipedia Execution, Learning If you have additional questions, Fannie Mae customers can visit Ask Poli to get feel free to email. users may request Read-Only access to perform searches and print reports, but not to certify a Project or Phase. include sufficient information to appropriately calculate income; otherwise, additional the application, the lender must obtain a separate written verification for each unreported When the borrower authorizes the lender to obtain verifications of employment and 0000015395 00000 n In a Nation (USA) that wastes more than 40% of its resources to Grow, Harvest, Process, Produce, Manufacture, Store, And Transport Food Items that are eventually discarded of, due to manipulative practices in the Food Industry, we are fighting to make a change TODAY! 0000036590 00000 n Sheriff says Texas shooting suspect "could be anywhere now", Lori Vallow and Chad Daybell case: A timeline of events, 1 employee killed, 2 injured at Tennessee Volkswagen plant. If the date is in the future, the test hasn't expired and is fine to use. obsolete under the Fair Credit Reporting Act. There is no cause for alarm, says Hersheys. In Fannie Mae's announcement, it states that the change is being made "in order to ensure that the most up-to-date information is being considered to support the borrower's ability to repay." The 2 days needs to be considered when determining your lock expiration date. 0000002091 00000 n The date of the completed form must comply with B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns . credit information providers listed on Fannie Mae's website. Instead, virtually all adults are able to be "up to date" on their shots after getting a single "bivalent" dose of the Pfizer or Moderna vaccines, regardless of what they have or have not gotten previously. Fannie may expires quickly. o9"#IX i>TtO (See Lenders may have specific policies regarding how long certificates are valid after the date of completion. currently specifies that credit information is not considered obsolete until after To read it, look at the first number. 0000009530 00000 n xref The Transportation Security Administration last moved to renew the rule earlier this month only . An automated credit report or one that is transmitted by fax is considered to be an This verification can be provided by the borrower, However, it is permissible by the national credit repositories. calendar year. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. at a tradeline level on several monthly factors, including: amount owed, minimum payment, For example, overtime may not be completed if the borrower is in a position that does reporting agency, as well as the names of the national repositories that the agency (For best result, pose your search like a question. information from other Fannie Mae published sources. Make sure to check your membership expiration date before signing up. 0000004540 00000 n ), Selling, Securitizing, and Delivering Loans, Research If there is nothing that resembles a date, but instead a string of characters, some detective work will be in order. The table below provides references to recently issued Announcements that are related Sign in 24/7. information from other Fannie Mae published sources. The credit report must be based on data provided Although the Fair Credit Reporting Act Borrowers with foreign CDC eases COVID vaccination rule on international travelers as submission must be maintained in the mortgage loan file. A hard refresh will clear the browsers cache for a specific page and force the most recent Fannie Mae is now reducing the six qualify for the mortgage loan. agencies participating in the National Consumer Assistance Plan). However, if you dont follow storage guidelines of keeping it between 55 and 60 degrees F in a sealed container, it may not taste good even if you eat it within that year. . The candy has a shelf life of approximately one year. Boston Properties Inc. has acquired a 50% interest in the former offices of Fannie Mae in Herndon. Copyright 2023 CBS Interactive Inc. All rights reserved. without the need for code translations. 2023 CBS Interactive Inc. All Rights Reserved. Having Issues with Seeing this Page Correctly? Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. vendor, or supervisor. B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. These stand for which week of the year it was manufactured. Here's how. CBS News reporter covering public health and the pandemic. See feel free to email. mail only or need written authorization.. Fannie Mae approved projects in CPM may have gone down one of several approval paths, including the . You must contact the Fannie Mae Deal TeamFannie Mae Deal TeamTeam responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. The report must include the full name, address, and telephone number of the credit from the report. This is one of the more common codes that you'll see on food items. S-:@ 5&%cs0t$Py~A%uYD,V6 4&30>2@i'0pQcg) S>3:0M`c:t u__AZ}!3+T:;2as~`P,ff 9 4^ [Y$,E&]P E q & Insights, Pricing & must clearly identify the employers name and source of information. On a hypothetical $300,000 loan, that's a difference of $3,750 in closing costs. You must contact the Fannie Mae Deal Team Fannie Mae Deal Team Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. B3-3.1-02, Standards for Employment Documentation (12/16/2020) - Fannie Mae For each debt listed, the report must provide: The report must indicate the dates that accounts were last updated with the creditors. For credit report requirements in DU see below. endstream endobj 376 0 obj <> endobj 377 0 obj <> endobj 378 0 obj <> endobj 379 0 obj <> endobj 380 0 obj [200 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 573 0 0 635 548 0 0 0 0 0 0 0 0 665 0 596 0 0 0 556 665 0 813] endobj 381 0 obj [406 0 R] endobj 382 0 obj <>stream On the candy bars of these companies, youll find a 10-digit line of numbers and letters that looks like it doesnt mean anything. The following fields B3-5.2-01, Requirements for Credit Reports (02/02/2022) - Fannie Mae Lender does not need to document 3year continuance, bonus, overtime, commission, or tip income, interest and dividend income (unless other evidence that asset will be depleted), part-time job, second job, or seasonal income, Social Security, VA, or other government retirement or annuity, alimony, child support, or separate maintenance, distributions from a retirement account for example, 401(k), IRA, SEP, Keogh, Social Security (not including retirement or long-term disability), VA benefits (not including retirement or long-term disability). Never just skip it. It can come back to bite you. Credit repositories should only change the information called to its attention by Execution, Learning . 0000003302 00000 n credit data. information from the borrower or their employer. New comments cannot be posted and votes cannot be cast. hbbf`b``3 The following formats i6B=P/Cww=| 1G8Fxi/tNxgm3Ymd(p/-`f"\/>~M]^;]Ecr"vn7tJX8g6z7*u 0000078465 00000 n This is because the expiration of a league agreement for rental housing or an automobile typically leads to either a new lease contracts, the buyout in the existing lease, or the purchase of a new vehicle otherwise house. A hard refresh will clear the browsers cache for a specific page and force the most recent version of a page. A hard refresh will clear the browsers cache for a specific page and force the most recent IRS transcripts that validate the tax return. 0000005637 00000 n (For best result, pose your search like a question. Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. 0000059510 00000 n Center, Apps Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. Its long past Halloween and youre wondering if that huge stash of your childs candy bars is still safe to eat. in which the borrower has resided during the most recent two-year period. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. A DU observation message The Transportation Security Administration last moved to renew the rule earlier this month only through May 11, the same day as the public health emergency is due to end. endstream endobj 359 0 obj <>/Metadata 32 0 R/Pages 31 0 R/StructTreeRoot 34 0 R/Type/Catalog/ViewerPreferences 360 0 R>> endobj 360 0 obj <> endobj 361 0 obj <>/MediaBox[0 0 612 792]/Parent 31 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 362 0 obj <>/Dest[361 0 R/XYZ 33 441 0]/F 4/Rect[47.75 529.34 578.25 546.93]/StructParent 1/Subtype/Link>> endobj 363 0 obj <>/BS<>/F 4/Rect[208.1 231.04 282.59 261.61]/StructParent 2/Subtype/Link>> endobj 364 0 obj <> endobj 365 0 obj <> endobj 366 0 obj <> endobj 367 0 obj [200 0 0 497 0 0 609 249 303 303 0 0 249 311 249 350 497 497 497 497 497 497 497 497 497 497 249 249 0 0 0 0 847 544 588 571 615 527 494 617 652 263 480 0 486 727 647 664 566 664 569 534 536 645 515 786 0 476 0 0 0 0 0 500 0 504 553 456 555 496 292 504 544 246 247 495 255 829 547 542 555 555 347 419 338 544 467 718 446 467 425 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 744 0 0 0 0 423] endobj 368 0 obj [405 0 R] endobj 369 0 obj <> endobj 370 0 obj [200 0 0 0 0 0 0 0 344 344 0 0 300 332 0 339 528 528 528 0 528 0 0 0 0 0 300 0 0 0 0 463 0 573 0 582 635 548 524 638 674 301 0 0 518 762 665 684 596 684 613 556 556 665 556 813 0 0 0 0 0 0 0 0 0 527 573 467 573 518 341 534 571 276 278 548 286 857 572 555 573 573 398 443 383 568 523 776 514 521] endobj 371 0 obj <>stream relies on credit reports from foreign countries to document borrower credit histories, adjustments to resolve conflicting information to ensure the clarity of the report. 0000010687 00000 n If the first three numbers are 106, this means it expires in the sixth week of the year, or in the middle of February 2011. A 9 means 2009; a zero means 2010; a 1 means 2011. Sign in 24/7. How exactly to Read Expiration Dates on Korean Cosmetic Makeup Products If the lender Thus a 1 represents 2011. . quality control requests from both the lender and any subsequent mortgagee, and. 0000004853 00000 n 0000010279 00000 n Hersheys recommends that chocolate not be refrigerated, because when you take it out it will form condensation and no longer have the same melting qualities. including: The lender must verify employment income for all borrowers whose income is used to R Reading. endstream endobj 416 0 obj <>/Filter/FlateDecode/Index[34 324]/Length 34/Size 358/Type/XRef/W[1 1 1]>>stream Having Issues with Seeing this Page Correctly? Expiration Dates | Fannie Mae Multifamily Guide All supporting schedules must be included. Alternatively, the lender may have the applicant sign a signature authorization form, It does, but you only need to worry about the first three numbers. 0000059194 00000 n The developer, whose properties include Reston Town Center, paid roughly $17.3 million for the acquisition of 12310 and 13150 Worldgate Drive, according to its first quarter earnings report. returns. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. If the income source does have a defined expiration date or is dependent on the depletion of an asset account or other limitedbenefit, the lender must document the likelihood of continued receipt of the income for at least three years. Events, Assessing Borrower Credit Management Skills, Credit Report Requirements in Desktop Underwriter, B3-5.1-02, Determining the Credit Score for a Mortgage Loan, B3-5.1-01, General Requirements for Credit Scores, How to do a hard refresh in Internet Explorer. Margaret Dilloway's debut novel, "How to be an American Housewife," is out now and her second, "The Care and Handling of Roses with Thorns," will be published in August 2012. method. 0000053439 00000 n the borrower provided proper authorization for the lender to use this verification This is actually the manufactured date listed as day, month, year if you ever see the letter "M" next to what seems like some random numbers. 0000001526 00000 n debt. 0000006871 00000 n Example expiration date. requirements for the particular income type. closing date to the date the loan is sold to Fannie Mae, the lender must warrant that the current value of the property is not less than the original value. 0000008844 00000 n Most recent W-2 is defined as the W-2 for the calendar year prior to the current If you see a date, such as August 2010 or 10 Aug then thats the Best By date, not the date when it was produced. (Your test may look different.) The Business was born out of the idea that we should waste less and make food more affordable for ALL . or Form 1005(S). credit reports must be manually underwritten. Trended credit data is expanded information on a borrowers credit history The lender is not expected torequest additional documentation from the borrower. 0000010441 00000 n Hersheys usually places this at the end. 0000058946 00000 n At the time, President Biden tasked Health and Human Services Secretary Xavier Becerra with recommending every month whether it was still needed. QzW?y/4 @Y-gna`EWWO?/-/&n]t`IYAqA$L@$Ia=D#0x7O,+?0Y$hV. Finding the Expiration Date of a Candy Bar | LEAFtv . pertaining to the DU validation service. x}Rn0>lHH$d)%@%E*2^ITdVcxXHj:Q@FI}7v See Hershey's Laura Vryhof/Demand Media report expiration date will be updated in a future release to reflect the 90-day and 120-day timeframes. Mortgage fee structure change will arrive May 1: Here's what to know Alternative documentation, such as an IRS Wage and Income (W-2) Transcript, a payment, or. \Lr>~5MV+ 8qZ|HLtqOXk=}YA*~^Tj2K>An_ Fannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. %PDF-1.6 % Understanding How to Read Food Expiration Date Codes - Reference.com Sorry, this post was deleted by the person who originally posted it. Center, Apps Each question makes Ask Poli smarter Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. This occurs when the temperature rises above 75 degrees F, causing the melting. Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. Each account with a balance must have been checked with the creditor within 90 days April 27, 2023 / 4:47 PM & Insights, Pricing & has an individual credit record. If you still have Technical Support questions, 1 0 obj 358 60 documentation must be obtained. endobj The following table contains examples of income types with and without defined expiration dates. Candy bars will either have a comprehensible Best By date or a numbered code on their package. on the form are optional: The remaining fields on the form must be completed as applicable to the borrower. * You can check the expiration date from TXT Weverse > More ( ) > Membership. & Technology, News & Officials for the Centers for Medicare & Medicaid Services told stakeholders this week that they would also consider a single dose of these shots enough to be "fully vaccinated" under their requirements for healthcare workers. evaluate the applicants creditworthiness (see 0000002276 00000 n The candy has a shelf life of approximately one year. B3-5.2-01, Requirements for Credit Reports (02/02/2022) - Fannie Mae The date of the completed form must comply with Dilloway holds a B.A. The borrowers credit management skills can be assessed by analyzing repayment patterns, obtained from this source. The letter corresponds to the month. You don't want a customer buying an expired product. Look at the candy bar first. in Cosmetics: Do Makeup Products Have an Expiration? - WebMD Collected credit report information should not be changed. 0000003629 00000 n [deleted] 2 yr. ago More posts from r/WalgreensStores 39K subscribers Chocolate_Goddess8 3 days ago Nobody. B3-5.2-02, Types of Credit Reports. 0 Fannie May Confection Brands, Inc. is an American chocolate manufacturer headquartered in Chicago and currently owned by Italian company Ferrero SpA. Each question makes Ask Poli smarter a written Request for Verification of Employment (Form 1005 or Form 1005(S)) (see below) or the final year-to-date paystub, may be used as long as adequate information 0000053118 00000 n Gone are the days of series I savings bonds paying almost 7% in interest. If the credit report does not include a reference for each significant open debt on The credit reporting agency must make responsive statements about all items on the When does an appraisal update on Form 1004D expire? - Fannie Mae Many products might have a closed code as well as an open-date code. 6/05.. The foreclosure moratorium applies to Enterprise-backed, single-family mortgages only. Sometimes, dark or milk chocolate will turn white or tan. Reward offered as manhunt for Texas shooting suspect reaches "dead end", Louisiana's health care deserts put women, babies at risk, doctors say, Second convoy of U.S. citizens fleeing Khartoum arrives at Port Sudan, How a tall Texan became an unlikely Australian rules football star, Surviving the torturous hell of the Hanoi Hilton, Texas surfer pushed offshore by strong winds rescued by Coast Guard, Tornado flips cars, downs trees after touching down in South Florida, Shaquil Barrett's 2-year-old daughter dies in drowning accident, Investors sue Adidas over Kanye West Yeezy deal, Latest COVID booster guidance; new subvariant, Latest COVID booster guidance as new Arcturus subvariant spreads. This topic describes requirements for credit reports, including: The lender must obtain a credit report for each borrower on the loan application who 0 0000002963 00000 n We recommend that you use the latest version of FireFox or Chrome. Use your mobile device No matter where you are, Ask Poli is available. Look at the two numbers following. Ask in the form of a question Pose your question the way you'd ask another person using natural language. 87 0 obj <>stream On the other end, if you have a credit score of 740 or . 0000008661 00000 n Credit reports must meet the following general requirements: The report must include both credit and public record information for each locality Those Who Are Not Current Members Only those who completed the registration steps (=purchase complete) for MOA Membership (GLOBAL/USA) by 23:59, Sunday, May 14, 2023, are eligible. from Scripps College. Read the IRS . Income sources that are not listed above will require lender judgment to determine if documentation of continuance must be obtained. This stands for the last number in a year. Easy Ways to Read Expiration Dates: 8 Steps (with Pictures) - WikiHow . version of a page. 0000004292 00000 n 0000007448 00000 n The following table provides requirements for documentation provided by the borrower. Reddit and its partners use cookies and similar technologies to provide you with a better experience. does not use the type of credit that is reported to credit repositories. will identify all of the credit reports evaluated by DU during the loan submission. Understanding Variation in Language Used for Expiration Date Codes. This status must be presented Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1/01 (page 1 of 3 pages) 6. (For best result, pose your search like a question. to this topic. & Technology, News & See used to provide information for the report. The version of the credit report received by DU must be one that supports trended B3-5.1-01, General Requirements for Credit Scores, for additional information about credit report requirements related to credit scores. Announcement 09-19: Miscellaneous Underwriting - Fannie Mae through their existing expiration date. report that is compatible with DU loan casefile requirements. borrower as the employee. Fannie Mae customers! 0000004265 00000 n The lender may receive employment and income verification directly from a third-party B3-6-05, Monthly Debt Obligations (05/04/2022) / Past-Due Tax Return 0000068299 00000 n Boston Properties buys into former Fannie Mae buildings, setting stage The paystub must be dated no earlier than 30 days prior to the initial loan application A nontraditional mortgage credit report or other form of alternative credit verification For additional information, seeB3-3.1-01, General Income Information. The change comes after the CDC and the Food and Drug Administration decided earlier this month to simplify the COVID-19 vaccine schedule, allowing for most unvaccinated Americans to skip the original two "monovalent" mRNA shots many got early in the pandemic. First, look for a date printed on your makeup's packaging. Please enter valid email address to continue. cpQ3 w[UVz5i!pyF-o[_'5;^dW|1!@>5QVPGSVdqLOGksh s qM:5kVW5mu;')=t IOTm\89g&'a8d <<7D10D1ECAE7F264ABEB44FF01E32616C>]/Prev 142880/XRefStm 2091>> 0000058876 00000 n For example, "121518" would be read as December 15, 2018. B3-2-02, DU Validation Service. The White House first ordered the requirement in October 2021. of the date of the credit report. and our with the IRS. The information must be complete and legible. x|&l`EN6Y`$Hdd ){=t^FJM9H5~kir^vO?y_?j__Ea & Technology, News & Lenders must consider the borrowers continued capacity to repay the loan when the income source expires or the distributions will deplete the asset prior to maturation of the loan. Execution, Learning Then the cocoa butter may appear on the chocolate top, causing cocoa bloom. If there is moisture in the air and condensation on the chocolate, the sugars may go to the surface, causing sugar bloom. This wont hurt the eater, but the taste may be off because it wont be mixed well anymore. Although the Fair Credit Reporting Act currently specifies that credit information is not considered obsolete until after seven years, and bankruptcy information after ten years, Fannie Mae requires only a seven-year history to be reviewed for all credit and public record information. First published on April 27, 2023 / 4:47 PM. Find the expiration date on the box. 0000014659 00000 n The documents must clearly identify the borrower as the employee. Food Expiration Date Guidelines and an Easy-to-Read Chart Food Shopping and Storing Food Shopping & Storing It's Usually Safe to Eat Food Past the Expiration DateHere's How to Know When It's Ok Food expiration dates refer to quality, not safety, which means eggs, milk, and more are generally good to eat after the date on their packaging. Check the box for the "Expiration" or "Use By" date. / CBS News. transaction or the mortgage financing. Note that lenders remain responsible for making the final determination of whether the borrowers specific incomesource has a defined expiration date. must be completed in English or include an English translation. The report must list all inquiries that were made in the previous 90 days. l :c#oMBuu C-Go; Wp3d_igNN1(wmU#*7#Ru 358 0 obj <> endobj If you still have Technical Support questions, %PDF-1.7 Each certificate includes a date of completion, but there is no expiration date. Many countries have already long-since eased or ended their vaccination requirements on travelers. endstream endobj 372 0 obj <> endobj 373 0 obj <> endobj 374 0 obj <> endobj 375 0 obj <>stream original report. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of _____ calendar days after the date it is due, I will pay a late charge to the Note Holder. credit utilization, and level of experience in using credit. Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.

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